                &\multicolumn{1}{c}{(1)}&\multicolumn{1}{c}{(2)}&\multicolumn{1}{c}{(3)}&\multicolumn{1}{c}{(4)}&\multicolumn{1}{c}{(5)}\\
                &\multicolumn{1}{c}{Any MoB}&\multicolumn{1}{c}{Sum MoB}&\multicolumn{1}{c}{No. MoB}&\multicolumn{1}{c}{Savings (GHS)}&\multicolumn{1}{c}{Late Repayment}\\
\midrule
Listened Savings &   -0.004         &   -3.280         &   -0.030\sym{**} &    4.573         &   -0.017         \\
                &  (0.003)         &  (3.285)         &  (0.014)         & (12.788)         &  (0.013)         \\
\addlinespace
Listened MB     &    0.073\sym{***}&   34.025\sym{***}&    0.091\sym{***}&   21.170         &   -0.027\sym{**} \\
                &  (0.004)         &  (4.283)         &  (0.019)         & (13.238)         &  (0.013)         \\
\midrule
Observations    &    60000         &    60000         &    60000         &    60000         &    17540         \\
p-Value Saving=MB&    0.000         &    0.000         &    0.000         &    0.207         &    0.420         \\
